OSAP

OSAP is a term used to refer to provincially and federally funded student financial assistance in Ontario. OSAP provides assistance in various forms, not just loans. OSAP includes loan, grant, bursary and scholarship programs.

To be an considered an Ontario resident on the first day of your period of study, either

  • Ontario is the last province you resided in for 12 consecutive months without being a full-time postsecondary student
  • If you have a spouse, Ontario is the last province your spouse resided in for 12 consecutive months without being a full-time postsecondary student, or
  • If you are a single dependent student, Ontario is the las province your parent(s), step-parent(s), legal guardian(s) or official sponsor(s) resided in for at least 12 consecutive months. If your parents/step-parents are separated or divorced, this requirement refers to the residency of the parent with whom you normally reside, or who financially supports you.